Finance Plans to suit your needs for any new or used car or van

With over 50 years' experience Ford Credit has helped millions of UK customers buy their cars and vans

See below a number of ways you can finance your Ford

Ford Options

Plan Features:

  • The opportunity to drive a new Ford car more often
  • Fixed regular payments to suit your needs
  • Interest rate fixed for the loan duration
  • Optional Final Payment provides protection from any unexpected fall in used car prices
  • Reduced exposure to major service and repair bills
  • Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)
  • The option to own the car at the end of the agreement

Choose from three options at the end of your agreement

Option 1 – Renew: Choose another car
If you would like to renew your Ford you can trade it in to ourselves or sell it privately if you prefer. You must settle your account, and then you may use any excess value over the Optional Final Payment can be used as a deposit towards your new Ford.

Option 2 – Return: Hand the car back
Your pre-agreed Optional Final Payment gives you protection against any unexpected fall in used car prices. If you would like to return your car, we will complete a vehicle appraisal. As long as your car meets Ford's wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet Ford's fair wear and tear standards.

Option 3 – Retain: Keep the car

Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Optional Final Payment, which was deducted at the start of your agreement, plus the purchase fee. We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.

Renewing your Ford before the end of your agreement
With Ford Options, you're in complete control, with the flexibility to renew your Ford at any time during your agreement. We will assist you with the process, including settlement of your outstanding balance on your behalf.

Ford Options Cash Plan

Plan Features:

  • No regular payments
  • The opportunity to drive a new Ford car more often
  • Interest rate fixed for the loan duration
  • Optional Final Payment provide protection against unexpected falls in used car prices
  • Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)
  • The option to own the car at the end of the agreement

Choose from three options at the end of your agreement

Option 1 – Renew: Choose another car
If you would like to renew your Ford you can trade it in to ourselves or sell it privately if you prefer. You must settle your account, and then you may use any excess value over the Optional Final Payment can be used as a deposit towards your new Ford.

Option 2 – Return: Hand the car back
Your pre-agreed Optional Final Payment gives you protection against any unexpected fall in used car prices. If you would like to return your car, we will complete a vehicle appraisal. As long as your car meets Ford's wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet Ford's fair wear and tear standards.

Option 3 – Retain: Keep the car

Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Optional Final Payment, which was deducted at the start of your agreement, plus the purchase fee. We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.

Renewing your Ford before the end of your agreement
With Ford Options, you're in complete control, with the flexibility to renew your Ford at any time during your agreement. We will assist you with the process, including settlement of your outstanding balance on your behalf.


Ford Personal Lease

Plan Features:

  • Rentals fixed for the hire period
  • Regular rentals to suit your needs
  • A choice of repayment periods ranging from 24 to 48 months
  • No disposal or resale risk as you simply hand the vehicle back at the end of the agreement

Your agreement includes:

  • Road fund licence for the term of the agreement
  • Breakdown cover for the UK and European travel
  • Free replacement vehicle for up to 48 hours in the event of a breakdown attended by the AA if the vehicle cannot be repaired at the roadside

Optional maintenance and servicing packages
For an additional fixed monthly feeϮ you can cover your vehicle for:

  • Routine servicing
  • Maintenance and repairs
  • Tyre repair and replacement^
  • Exhaust
  • Batteries
  • MOTs (where applicable)

Subject to fair wear and tear
^Upgrades and winter tyres excluded

How does it work?

  • Choose the Ford you want to drive
  • Choose the hire period that's right for you (between 24 and 48 months)
  • Choose your maintenance option
  • Choose your annual mileage
  • Your Ford Dealer will calculate your initial payment (advance rental) and fixed monthly rental
  • Return the vehicle to us at the end of your agreementⱡ
  • Take out a new Ford Personal lease agreement and collect the latest model
  • ⱡFurther costs may apply subject to mileage and condition

Ford Aquire

Plan Features:

  • Traditional form of vehicle financing
  • Interest rate fixed for the loan duration
  • Fixed regular payments to suit your business needs
  • A choice of repayment periods and deposit levels
  • At the end of the agreement assuming all payments (including purchase fee) have been made you own the vehicle

Renewing your Ford before the end of your agreement

With Ford Acquire you're in complete control, with the flexibility to renew your Ford at any time during your agreement. We will assist you with the process, including settlement of your outstanding balance on your behalf.