Ford Options

How It Works

Deposit: This is deducted from the price of the commercial vehicle

Monthly Payments: Calculated by deducting the Deposit and Optional Final payment from the price of the commercial vehicle. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.

Optional Final Payment: Also deducted from the price of the commercial vehicle and is due at the end of your agreement. It is the anticipated future value of your commercial vehicle assuming its mileage and condition is as agreed when you signed your agreement.

I'm Interested.  What are my next steps?

Visit to configure your new Ford Commercial Vehicle or visit Desmond Motors.

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

  • Agreement length – choose from 24, 36 or 48 months
  • Anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%

VAT registered commercial vehicle customers must pay the VAT amount in full with the deposit.

Your monthly payment can then be calculated

The Commercial Vehicle is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

You have three options at the end of your agreement:


Choose another Ford Commercial Vehicle - Your chance to drive another new Ford Commercial Vehicle. You can trade your old Commercial Vehicle in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Commercial Vehicle.


Hand the Commercial Vehicle back - Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.


Keep the Commercial Vehicle - If you decide to keep the Commercial Vehicle, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Guarantees may be required. Freepost Ford Credit. Usage is restricted to certain business types.

Usage is restricted to certain vehicle types. For more details enquire here or visit us.

Get a Ford Options Quote

To get a monthly payment quote, you will need to select and configure the vehicle of your choice.